Experience You Can Trust
Meet Our Team
Howard Morris
APFS Cert CII (MP+ER)
Howard Morris
Howard brings a substantial amount of experience with him, having started his career in banking and moving into financial services in 1993.
He has a wide range of experience covering all areas of financial planning. Howard specialises in advising on pensions, investments and later life planning.
He is a member of the Society of Later Life Advisers (SOLLA), a not for profit organisation established in 2008 and dedicated to higher standards and accessibility to regulated financial advice for older people and their families.
He achieved the SOLLA Later Life Lending Advice Standard in 2021, proving that he has reached the high standards required by SOLLA to ensure that his knowledge of this area remains up to date and that he can actively advise on later life lending. This includes equity release and Retirement Interest Only mortgages.
He has achieved Chartered Status.
In his spare time Howard enjoys spending time with his wife and family, keeping fit and gardening.
Howard's Professional
Qualifications & Accreditations
Advanced Diploma Qualifications
G10 – Trusts and taxation
G20 – Personal Investment Planning
G60 – Pension transfers
Diploma Qualifications
RO1 – Financial services, regulation & ethics
RO2 – Investment Principles and Risk
RO8 – Pensions Update
CII Level 4 Diploma
CII Level 4 Certificate in Discretionary Investment Management
Certificate Qualifications
Level 3 Certificate in Financial Services Practice
ER1 – Certificate in Equity Release
CF6 – Certificate in Mortgage Advice
CF8 – Award in Long Term Care Planning
Contact Information
Direct Line – 01244 539595
Tel – 07973 325469
Email – howard.morris@hcifs.co.uk
Howard Is Supported By...
I have worked within the Financial Services sector in various roles since 2000.
I live in Liverpool with my 2 children, Niamh & Jude. I enjoy spending time with my family and friends, taking long walks and watching Liverpool FC.
I am currently studying to become a fully qualified financial paraplanner.
Contact Information
Tel – 01244 732657
Email – nicola.slater@hcifs.co.uk
Contact Information
Tel –01244 732651
Email – ian.daltrey@hcifs.co.uk